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Are Fixed- or Variable-Rate Student Loans Better? | Student Loans and Advice

Are Fixed- or Variable-Rate Student Loans Better? | Student Loans and Advice

A fixed-rate student loan offers a predictable monthly payment, with an interest rate that doesn’t change over the life of the loan. A variable-rate student loan, on the other hand, has an interest rate that can fluctuate, increasing or decreasing depending on market conditions. Generally, fixed-rate student loans are a safer choice. Your student loan’s …

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Mortgage Rates Retreat Below 7% | Mortgages and Advice

Mortgage Rates Retreat Below 7% | Mortgages and Advice

Mortgage rates dipped significantly this week, retreating below 7% for the 30-year fixed term. Interest rates dropped meaningfully across most fixed-rate loan terms, including FHA, VA and jumbo loans. Here are the current average mortgage rates, without discount points unless otherwise noted, as of Nov. 17: 30-year fixed: 6.94% (down from 7.33% a week ago). …

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How to Earn Elite Status With Airline Credit Cards | Credit Cards

How to Earn Elite Status With Airline Credit Cards | Credit Cards

Some of the links on this site contain offers from our partners. Earning elite status with your favorite airline offers valuable benefits whenever you fly. However, most people don’t travel enough to meet those requirements. One of the easier ways to achieve elite status without traveling is to have the right credit card. Here’s how …

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Barclays Holland America Line Rewards Visa Card Review

How to Maximize Rewards With the Holland America Line Rewards Visa Card The Holland America Line Rewards Visa Card earns the most points – two points per dollar – when you make Holland America purchases, and all other purchases receive one point per dollar. The 5,000-point sign-up bonus is automatically applied after you make your …

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Survey: Nearly 42% Expect to Go Into Debt to Pay for the Holidays | Credit Cards

Survey: Nearly 42% Expect to Go Into Debt to Pay for the Holidays | Credit Cards

An early November survey from U.S. News & World Report shows that more than four in 10 respondents expect to go into debt to pay for gifts and travel during the holiday season. When asked what methods they’ll use to finance the holidays, here’s how they respond: The results aren’t surprising since two-thirds of respondents …

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What Is a Cash-Out Auto Refinance? | Auto Loans and Advice

What Is a Cash-Out Auto Refinance? | Auto Loans and Advice

Unlike homes, cars generally lose value over time. However, if you have equity in your vehicle, you may be able to tap that value with a cash-out auto refinance loan. Getting a cash-out car refinance is a relatively simple process, but there are some potential risks involved. Understanding how they work can help you determine …

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Mortgage Rates Surge Further Past 7% | Mortgages and Advice

Mortgage Rates Surge Further Past 7% | Mortgages and Advice

Mortgage rates rose again this past week, further escalating above 7% for the 30-year fixed term. Interest rates rose across all types of home loans, including FHA loans, VA loans and adjustable-rate mortgages. Here are the current average mortgage rates, without discount points unless otherwise noted, as of Nov. 10: 30-year fixed: 7.33% (up from …

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National Debt Relief Review | U.S. News

National Debt Relief Review | U.S. News

What Can National Debt Relief Be Used for?  National Debt Relief is a debt settlement company that works with borrowers who are significantly behind on payments. This company negotiates with major credit card issuers and banks to reduce most types of unsecured debt, including: Credit cards. Personal loans. Lines of credit. Medical bills. Collections. Repossessions. …

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Which Hotel Credit Cards Include a Free Night? | Credit Cards

Which Hotel Credit Cards Include a Free Night? | Credit Cards

Some of the links on this site contain offers from our partners. Travelers can benefit greatly when they hold a co-branded credit card for their favorite hotel brand. Most hotel credit cards offer higher rewards on paid stays, elite status benefits and other perks. One of the best perks is the annual free night many …

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